We do not charge anything additional for strategy and advising. These are complimentary services we provide to ensure you receive the utmost care throughout your home buying or refinancing journey.

Our Mortgage Strategist is personally licensed in:

CA, CO, DE, FL, MD, TX, VA, (OK pending).

However, should you need support outside of the above mentioned states, our division has originators that support 49/50 states. We would be happy to connect you with an incredible mortgage professional that can serve you!

• Complete loan application

• Income documents

• Asset documents

• Government issued Photo ID (non-expired)

• Credit inquiry

• Additional items or info may be required.

We get it! It can take a while to find THE ONE. We also understand some folks prefer to prepare well in advance and may not be ready to facilitate anything just yet, despite being pre-approved.

This being the case, generally speaking we like to leave our client's loan files open for roughly 1 year after their pre-approval meeting.

However, it is important to know that there are approval items that have a "shelf life". These items must be updated prior to being issued an updated pre-approval letter, and submitting any formal offers on a home.

• Credit reports expire every 120 days from the date of the initial credit inquiry.

• Paystubs are only valid for 30 days.

• Bank statements are only valid for 30-60 days (most recent 2 months).

• W2's and or Tax Returns must be valid for the most recent 2 years.

• You must have a non-expired form of government issued photo ID.

We extend a few resources for credit repair, both in house and from our trusted third party partners. We will make a resource recommendation based on your specific credit needs.

We do not provide financing solely for land.

However, if you are purchasing a new construction home where the purchase of the land is included in the purchase price of the home that is being constructed, we can absolutely help you!

Yes!

We work with a wide network of real estate professionals, coast to coast! Should you need support finding a great match for you, we would be happy to make an introduction.